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Smartphones

Get the X-Series

A budget-friendly smartphone designed to bring you the benefits of a modern, connected life. It’s never just a phone—it's always more.

Do more with the M-KOPA X20.

Unbox a sleek and modern design just for you.

  • 6GB RAM
  • 256GB Storage
  • 5000 mAh
  • 50MP rear and 50MP Selfie Camera
  • AndroidTM 14 Operating System
  • 6.56" Screen display
  • Side Fingerprint Sensor

Explore the X20

Live more with the M-KOPA X2.

Unbox a sleek and modern design just for you.

  • 4GB RAM
  • 128GB Storage
  • 5000 mAh battery
  • 13MP dual and 8MP Selfie Camera
  • AndroidTM 14 Operating System
  • 6.56" Screen Display
  • Side Fingerprint Sensor

Explore the X2

Samsung A05s

The A05s is equipped with the performance capacity for seamless gaming, viewing, and sharing on social media.
  • 4GB RAM, 64GB Storage
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 12 upgradable to 13
  • 6.7" Screen display

Samsung A25

The A25 sheds highlights its design essence with its clean camera layout, sleek profile, and haze finish.
  • 128 Storage
  • 6GB RAM
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Side-mounted Fingerprint Sensor
  • 6.5″ Screen

Samsung A05

Enjoy your favorite games, movies and content with the vast, 6.7-inch HD+ display.
  • 4GB RAM, 64GB Storage
  • 5000 mAh Battery
  • 50MP Camera
  • AndroidTM 13 Operating System
  • Dual SIM
  • 6.7" Screen display

Samsung A15

Enjoy ample storage for all your files and memories.
  • 4GB RAM, 128GB Storage
  • 5,000mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Dual SIM
  • 6.5″ Screen

Digital Loans

Better Priced Digital Loans

Unlock access to better priced digital cash loans after 3 months of on-time payments.

Get a bigger loan

Bundled services

It's never just a phone.
It's always more.

M-KOPA smartphones allow you to do more than just make calls.

Device Protection

Stay connected and do more with device insurance when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Health Cover

Get hospital cover with your smartphone.

Mobility

M-KOPA Mobility

Get your electric motorbike from M-KOPA with affordable payments, comprehensive medical and disability cover, and more benefits. Go electric and enjoy 30% daily savings.

M-KOPA | Ampersand

Enjoy the flexibility to quickly swap your battery on the go so you never miss a business opportunity. Ampersand is Kenya’s most reliable battery swapping company with 16 swap stations across greater Nairobi.

M-KOPA | ROAM

Built in Kenya for Kenyans, the Roam Air motorbike enables you to charge at home, at work or at any charging station across Nairobi for less than four hours.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.
02

Pay Easy

Make easy daily, weekly or monthly payments.
03

Own Easy

Own your smartphone and build a credit history with M-KOPA.
04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Pay Well.
Pay Everyday.

M-KOPA gives flexible daily payments for the everyday earner, making it easier to own devices and unlock progress.

Get your smartphone