Gye no easy,
tua no simple!

Get a smartphone from M-KOPA today and make easy daily or weekly payments.

Get your smartphone

Gye no easy,
tua no simple!

Get a smartphone from M-KOPA today and make easy daily or weekly payments.

Get your smartphone

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Smartphones

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Upgrade your phone

Get a phone that allows you to pay based on how you make your money—daily, weekly or monthly.

M-KOPA X4e

A faster, safer smartphone that keeps you connected and helps you get more done every day.

13MP rear camera, 5MP front camera
4GB RAM + 4GB VRAM, 64GB internal storage
5000mAh battery with 10W charging
6.75-inch V-Notch HD+ display with 90Hz refresh rate
Android 16
Side fingerprint sensor and Face Unlock
4G, dual Nano SIM and separate microSD slot (up to 128GB)
Splash and dust resistant

Details Coming Soon!Details

M-KOPA X4

Faster performance for everyday life, with a 50MP camera, smooth 90Hz display and all-day power.

50MP rear camera, 8MP front camera
4GB RAM + 4GB virtual RAM, 128GB internal storage
5000mAh battery with 18W fast charging
6.75″ HD+ display with 90Hz refresh rate
Android 16 and octa-core processor
Side fingerprint sensor and Face Unlock
4G, dual Nano SIM and separate microSD slot (up to 128GB)
IP52 water and dust resistance

Details Coming Soon!Details

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.

4GB RAM, 128GB Storage
5000mAh Battery
50MP + 2MP depth Camera
8MP selfie Camera
Android 16^TM
6.7” screen display
Fingerprint and Face ID

Details Coming Soon!Details

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.

4GB RAM, 128GB ROM
5000 mAh battery
50MP + 2MP depth + 5MP Ultrawide
13MP front camera
Android 14^TM
6.7" screen display
Fingerprint & Face ID

Details Coming Soon!Details

M-KOPA X4e

A faster, safer smartphone that keeps you connected and helps you get more done every day.

13MP rear camera, 5MP front camera
4GB RAM + 4GB VRAM, 64GB internal storage
5000mAh battery with 10W charging
6.75-inch V-Notch HD+ display with 90Hz refresh rate
Android 16
Side fingerprint sensor and Face Unlock
4G, dual Nano SIM and separate microSD slot (up to 128GB)
Splash and dust resistant

Details Coming Soon!Details Details

M-KOPA X4

Faster performance for everyday life, with a 50MP camera, smooth 90Hz display and all-day power.

50MP rear camera, 8MP front camera
4GB RAM + 4GB virtual RAM, 128GB internal storage
5000mAh battery with 18W fast charging
6.75″ HD+ display with 90Hz refresh rate
Android 16 and octa-core processor
Side fingerprint sensor and Face Unlock
4G, dual Nano SIM and separate microSD slot (up to 128GB)
IP52 water and dust resistance

Details Coming Soon!Details Details

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.

4GB RAM, 64GB Storage
6.7" HD+ PLS LCD display
50MP + 2MP Dual rear camera
5000mAh Battery
Octa-Core 2.2GHz + 2GHz
Up to 2TB MicroSD expansion
Dual-SIM 4G

Details Coming Soon!Details Details

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.

128GB, expandable SD card
4GB RAM
5000 mAh battery
50MP main, 13MP front camera
Android 14^TM
Dual Sim
6.7" screen display
Fingerprint sensor

Details Coming Soon!Details Details

M-KOPA X4e

A faster, safer smartphone that keeps you connected and helps you get more done every day.

13MP rear camera, 5MP front camera
4GB RAM + 4GB VRAM, 64GB internal storage
5000mAh battery with 10W charging
6.75-inch V-Notch HD+ display with 90Hz refresh rate
Android 16
Side fingerprint sensor and Face Unlock
4G, dual Nano SIM and separate microSD slot (up to 128GB)
Splash and dust resistant

Details Coming Soon!Details

M-KOPA X4

Faster performance for everyday life, with a 50MP camera, smooth 90Hz display and all-day power.

50MP rear camera, 8MP front camera
4GB RAM + 4GB virtual RAM, 128GB internal storage
5000mAh battery with 18W fast charging
6.75″ HD+ display with 90Hz refresh rate
Android 16 and octa-core processor
Side fingerprint sensor and Face Unlock
4G, dual Nano SIM and separate microSD slot (up to 128GB)
IP52 water and dust resistance

Details Coming Soon!Details

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.

4GB RAM, 64GB Storage
6.7" HD+ PLS LCD display
50MP + 2MP Dual rear camera
5000mAh Battery
Octa-Core 2.2GHz + 2GHz
Up to 2TB MicroSD expansion
Dual-SIM 4G

Details Coming Soon!Details

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.

128GB, expandable SD card
4GB RAM
5000 mAh battery
50MP main, 13MP front camera
Android 14^TM
Dual Sim
6.7" screen display
Fingerprint sensor

Details Coming Soon!Details

M-KOPA X4e

A faster, safer smartphone that keeps you connected and helps you get more done every day.

13MP rear camera, 5MP front camera
4GB RAM + 4GB VRAM, 64GB internal storage
5000mAh battery with 10W charging
6.75-inch V-Notch HD+ display with 90Hz refresh rate
Android 16
Side fingerprint sensor and Face Unlock
4G, dual Nano SIM and separate microSD slot (up to 128GB)
Splash and dust resistant

Details Coming Soon!Details

M-KOPA X4

Faster performance for everyday life, with a 50MP camera, smooth 90Hz display and all-day power.

50MP rear camera, 8MP front camera
4GB RAM + 4GB virtual RAM, 128GB internal storage
5000mAh battery with 18W fast charging
6.75″ HD+ display with 90Hz refresh rate
Android 16 and octa-core processor
Side fingerprint sensor and Face Unlock
4G, dual Nano SIM and separate microSD slot (up to 128GB)
IP52 water and dust resistance

Details Coming Soon!Details

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.

4GB RAM, 64GB Storage
6.7" HD+ PLS LCD display
50MP + 2MP Dual rear camera
5000mAh Battery
Octa-Core 2.2GHz + 2GHz
Up to 2TB MicroSD expansion
Dual-SIM 4G

Details Coming Soon!Details

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.

128GB, expandable SD card
4GB RAM
5000 mAh battery
50MP main, 13MP front camera
Android 14^TM
Dual Sim
6.7" screen display
Fingerprint sensor

Details Coming Soon!Details

M-KOPA X4e

A faster, safer smartphone that keeps you connected and helps you get more done every day.

13MP rear camera, 5MP front camera
4GB RAM + 4GB VRAM, 64GB internal storage
5000mAh battery with 10W charging
6.75-inch V-Notch HD+ display with 90Hz refresh rate
Android 16
Side fingerprint sensor and Face Unlock
4G, dual Nano SIM and separate microSD slot (up to 128GB)
Splash and dust resistant

M-KOPA X4

Faster performance for everyday life, with a 50MP camera, smooth 90Hz display and all-day power.

50MP rear camera, 8MP front camera
4GB RAM + 4GB virtual RAM, 128GB internal storage
5000mAh battery with 18W fast charging
6.75″ HD+ display with 90Hz refresh rate
Android 16 and octa-core processor
Side fingerprint sensor and Face Unlock
4G, dual Nano SIM and separate microSD slot (up to 128GB)
IP52 water and dust resistance

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.

4GB RAM, 128GB Storage
5000mAh Battery
50MP Camera
Android 15^TM
6.7” screen display
Fingerprint and Face ID

‍

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.

128GB, expandable SD card
4GB RAM
5000 mAh battery
50MP main, 13MP front camera
Android 14^TM
Dual Sim
6.7" screen display
Fingerprint sensor

Value Added Services

Get a phone with added benefits

More reasons to go
with M-KOPA

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Hospital Cover

With your smartphone, get up to 10 hospital night visits – for 4 months & 6 months loans.

Device Protection

Stay connected and do more with one-time broken screen repair in loan period.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.

02

Pay Easy

Make easy daily, weekly or monthly payments.

03

Own Easy

Own your smartphone and build a credit history with M-KOPA.

04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Sim Secure Policy

Your M-KOPA smartphone is secured with a SIM secure feature. This means:

The phone is designed to work exclusively with your registered SIM card.

If a different SIM card is inserted, the phone will automatically lock.

If the phone is lost or stolen, unauthorized use of another SIM card will trigger a lock.

Your registered SIM card must always remain in the device for it to function properly.

For any SIM card or phone number changes, visit your nearest M-KOPA shop with your identification document for support.

Safe & trusted payment options

Pay using Mobile Money

Get a New Smartphone with Affordable Daily Payments Today! Pay daily via *718*287# using your mobile money registered number. Simply enter your M-KOPA account number (your phone number without the initial zero) and start owning your dream smartphone.  

M-KOPA in-app payment

Initiate effortless in-app payment by:Signing into the M-KOPA app.Tapping the 'Make Payment' button and following the prompts.

M-KOPA stores and agents do not accept cash and you should never ask for payment outside of the approved payment channels.

“M-KOPA allowed me to purchase a phone that has greatly improved how I run my food business. The payment plans were manageable, making it easier for me to focus on serving my customers.”

Sadia

,

3 Millionth Customer

“M-KOPA allowed me to purchase a phone that has greatly improved how I run my food business. The payment plans were manageable, making it easier for me to focus on serving my customers.”

Sadia

,

3 Millionth Customer

The M-KOPA phone has transformed my business. Before, I struggled with my old phone, but now, with the Samsung Galaxy A13, my clients can see my work online, boosting my weekly income from GHC 1,000 to GHC 3,000.

Abbey

,

Fashion Designer

The M-KOPA phone has transformed my business. Before, I struggled with my old phone, but now, with the Samsung Galaxy A13, my clients can see my work online, boosting my weekly income from GHC 1,000 to GHC 3,000.

Abbey

,

Fashion Designer

The professionalism and friendliness of the M-KOPA agent made the process feel like dealing with family. Now, I livestream church services and connect with a wider audience on Facebook and TikTok.

Emmanuel

,

Pastor & Baker

The professionalism and friendliness of the M-KOPA agent made the process feel like dealing with family. Now, I livestream church services and connect with a wider audience on Facebook and TikTok.

Emmanuel

,

Pastor & Baker

Find a store near you

Visit an M-KOPA store near you to get connected to a sales agent.

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Call us

+233 596 921 333

Standard network caller rates apply

Our office Address

M-KOPA Ghana Ltd, off Nii Martey Tsuru St, Accra

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About Newsroom Articles

M-KOPA, the M-KOPA logo and all other M-KOPA marks contained herein of are trademarks of M-KOPA Holdings Limited and affiliated companies.
All other marks contained herein are the property of their respective owners.

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