Gye no easy,

tua no simple!

Get a smartphone from M-KOPA today and make easy daily or weekly payments.

Get your smartphone

Gye no easy,

tua no simple!

Get a smartphone from M-KOPA today and make easy daily or weekly payments.

Get your smartphone

Smartphones

Get a new smartphone

Get your mobile phone from  M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.

Get a smartphone

Upgrade your phone

To a smartphone that gives you access to digital loans, health cover, device protection and data.

Apply now

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Samsung A07

An affordable smartphone featuring a sleek design, large display, long-lasting battery, and reliable camera performance for everyday use.
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID
  • 4GB RAM, 128GB ROM
  • 5000mAh Battery
  • 50MP Camera
  • Android 15TM
  • 6.7” screen display
  • Fingerprint and Face ID

Samsung A16

The 6.7-inch screen provides you with more room for fun. Immerse yourself in your favourite content with the vibrant colours.
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor
  • 128GB, expandable SD card
  • 4GB RAM​
  • 5000 mAh battery​
  • 50MP main, 13MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

Value Added Services

Coming Soon!

Get a phone with added benefits

More reasons to go
with M-KOPA

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Hospital Cover

With your smartphone, get up to 10 hospital night visits – for 4 months & 6 months loans.

Device Protection

Stay connected and do more with one-time broken screen repair in loan period.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Device Protection

Stay connected and do more with device protection when you need it.

Terms & Conditions apply.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Device Protection

Stay connected and do more with device protection when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.
02

Pay Easy

Make easy daily, weekly or monthly payments.
03

Own Easy

Own your smartphone and build a credit history with M-KOPA.
04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Sim Secure Policy

Your M-KOPA smartphone is secured with a SIM secure feature. This means:

The phone is designed to work exclusively with your registered SIM card.

If a different SIM card is inserted, the phone will automatically lock.

If the phone is lost or stolen, unauthorized use of another SIM card will trigger a lock.

Your registered SIM card must always remain in the device for it to function properly.

For any SIM card or phone number changes, visit your nearest M-KOPA shop with your identification document for support.

Safe & trusted payment options

Pay using Mobile Money

Get a New Smartphone with Affordable Daily Payments Today! Pay daily via *718*287# using your mobile money registered number. Simply enter your M-KOPA account number (your phone number without the initial zero) and start owning your dream smartphone.


M-KOPA in-app payment

Initiate effortless in-app payment by:Signing into the M-KOPA app.Tapping the 'Make Payment' button and following the prompts.

M-KOPA stores and agents do not accept cash and you should never ask for payment outside of the approved payment channels.
“M-KOPA allowed me to purchase a phone that has greatly improved how I run my food business. The payment plans were manageable, making it easier for me to focus on serving my customers.”
Sadia
,
3 Millionth Customer
“M-KOPA allowed me to purchase a phone that has greatly improved how I run my food business. The payment plans were manageable, making it easier for me to focus on serving my customers.”
Sadia
,
3 Millionth Customer
The M-KOPA phone has transformed my business. Before, I struggled with my old phone, but now, with the Samsung Galaxy A13, my clients can see my work online, boosting my weekly income from GHC 1,000 to GHC 3,000.
Abbey
,
Fashion Designer
The M-KOPA phone has transformed my business. Before, I struggled with my old phone, but now, with the Samsung Galaxy A13, my clients can see my work online, boosting my weekly income from GHC 1,000 to GHC 3,000.
Abbey
,
Fashion Designer
The professionalism and friendliness of the M-KOPA agent made the process feel like dealing with family. Now, I livestream church services and connect with a wider audience on Facebook and TikTok.
Emmanuel
,
Pastor & Baker
The professionalism and friendliness of the M-KOPA agent made the process feel like dealing with family. Now, I livestream church services and connect with a wider audience on Facebook and TikTok.
Emmanuel
,
Pastor & Baker

Find a store near you

Visit an M-KOPA store near you to get connected to a sales agent.

Follow us on social media
Follow us on social media

Call us

+233 596 921 333
Standard network caller rates apply

Our office Address

M-KOPA Ghana Ltd, off Nii Martey Tsuru St, Accra