Zidisha Na M-KOPA
X4

A faster, safer, and more powerful phone that gives you access to cash loans in just 3 months.

Get the X4
M-KOPA X4 smartphone, front and back

Explore Benefits. Zidisha Na M-KOPA X4

Pay well, pay every day on your M-KOPA X4 to unlock access to cash loans after three months.

Mechanic using his M-KOPA phone at his garage

Zidisha Biz Yako Na M-KOPA X4.

Pata Cash Loan ya kununua spare parts na kukuza garage yako.

Produce seller using her M-KOPA phone at her stall

Zidisha Faida Yako Na M-KOPA X4.

Pata Cash Loan ya kuongeza stock na kukuza biashara yako.

Salon owner using her M-KOPA phone

Zidisha Hustle Yako Na M-KOPA X4.

Pata Cash Loan ya kuongeza stock ya salon na kukuza Biz Yako.

Smooth Performance

Made for Real Life

Crisp, smooth viewing.

6.75" HD+ Display with 90Hz refresh

Secure, fast access.

Fingerprint + Face Unlock

Seamless multitasking

Octa-Core Processor, 4GB RAM + 4GB VRAM

Durable, built for everyday use.

Water and dust resistant

Angled front and back view of the M-KOPA X4 smartphone
Close-up of the M-KOPA X4 rear camera

Sharp Photography

Capture Everyday Moments

50MP
Main camera for crisp details
Night mode
For low‑light clarity
Dual Camera View
Portrait mode for depth effects
Panorama and camera effects

For creative shots.

All-day Power

Stay Powered Longer

5000mAh Battery

Lasts through busy days

18W Fast Charging

18W Fast Charging

More Than A Phone

Value That Goes Beyond

Access to cash loans

Build your credit with on-time repayments and unlock access to better-priced cash loans.

Health Cover

Keep your health in check with loan period hospital cash cover included.

Device Protection

Screen repair and theft/loss insurance

Free Data

Stay connected with included data bundles

Terms & Conditions apply.

Extraordinary.
With stand-out features.

CAMERA
50MP + 8MP Selfie.
EXPANDABLE STORAGE
4GB RAM + 4GB VRAM², 128GB¹.
SECURITY
Side fingerprint sensor + Face unlock.
BATTERY LIFE
5000mAh Inbuilt Battery with 18W Fast Charging.
DISPLAY
6.75” HD+ 90Hz.
DESIGN
Durable build, modern finish.

Flexible Payments

Payment Options

Pay via the M-KOPA App or Paybill number 333222. (No cash payments accepted)

Seamless Unlocking

Unlocking steps

  • Ensure Mobile Data or Wi-Fi is active.
  • Automatic unlocking after payment or manually via the M-KOPA App.

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M-KOPA M10

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Zidisha Na M-KOPA X4 Leo!

Get yours today!

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Got Questions?
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