Own Now Now!
Pay Small Small.
Own Now Now!
Pay Small Small.
Get a smartphone with affordable daily payment plans.
Own Now Now!
Pay Small Small.
Own Now Now!
Pay Small Small.
Get a smartphone with affordable daily payment plans.
Smartphones
Get a new smartphone
Get your mobile phone from M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.
Get a smartphoneUpgrade your phone
To a smartphone that gives you access to digital loans, health cover, device protection and data.
Apply nowSamsung A05
- 4GB RAM, 64GB Storage
- 5000 mAh Battery
- 50MP Camera
- AndroidTM 13 Operating System
- Dual SIM
- 6.7" Screen display
Samsung A05s
- 4GB RAM, 64GB Storage
- 5000 mAh Battery
- 50MP Main Camera, 13MP Front Camera
- AndroidTM 12 upgradable to 13
- 6.7" Screen display
M-KOPA X20
- 5000 mAh battery
- USB type-C charging &20W Fast charging
- 50MP camera - front and back
- 6.5" HD+ 20:9
- 90Hz refresh rate
- AndroidTM 14
- 6GB RAM 256GB Storage
M-KOPA X2
- 13MP Rear Camera, 8MP Front Camera
- 4GB RAM, 128GB Storage
- 5000 mAh Battery
- 6.6" Screen
- AndroidTM 14
- Dual SIM
Bundled services
Get a phone with added benefits
More reasons to go
with M-KOPA
Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.
Digital Loans
Pay well, Pay everyday to unlock access to digital loans after three months. T&Cs apply.
Health Cover
Get hospital cover with your smartphone.
Device Protection
Stay connected and do more with device insurance when you need it.
Affordable Data
Stay online when you need to. Do more with affordable data bundles.
How M-KOPA Works
Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.
Instant Access
Pay Easy
Own Easy
Upgrade
Safe & trusted payment options
Pay your first deposit
- The sales agent will generate a unique 10-digit account number for the customer to set up their M-KOPA wallet. Once set up, the customer makes their first payment to activate the device.
- If the wallet setup fails, the customer can pay via Quickteller or Paystack using the 10-digit number.
M-KOPA in-app payment
Initiate effortless in-app payment by:
- Signing into the M-KOPA app.
- Tapping the 'Make Payment' button and following the prompts.
Find a store near you
Visit an M-KOPA store near you to get connected to a sales agent.