Obulamu si

bwangu,

okukola kikulu!

Naye okufuna smartphone kyangu. Sasula mpolampola ne M-KOPA onyumirwe by’oyagala buli lunaku.

Gifune kati

Obulamu si

bwangu,

okukola kikulu!

Naye okufuna smartphone kyangu. Sasula mpolampola ne M-KOPA onyumirwe by’oyagala buli lunaku.

Gifune kati

Smartphones

Get a new smartphone

Get your mobile phone from  M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.

Get a smartphone

Upgrade your phone

To a smartphone that gives you access to digital loans, health cover, device protection and data.

Apply now

SAMSUNG A06

Embracing the essentials with a large display to expand your view.
  • 128 GB, expandable SD card
  • 4 GB RAM​
  • 5000 mAh battery​
  • 50 MP main, 8 MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.
  • 13MP Rear Camera, 8MP Front Camera
  • 4GB RAM, 64/128GB Storage
  • 5000 mAh Battery
  • 6.56" Screen
  • AndroidTM 14
  • Dual SIM

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.56" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

Samsung A05

Enjoy your favorite games, movies and content with the vast, 6.7-inch HD+ display.
  • 4GB RAM, 64GB Storage
  • 5000 mAh Battery
  • 50MP Camera
  • AndroidTM 13 Operating System
  • Dual SIM
  • 6.7" screen display

Samsung A05s

The A05s is equipped with the performance capacity for seamless gaming, viewing, and sharing on social media.
  • 4GB RAM, 64GB Storage
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 12 upgradable to 13
  • 6.7" screen display

Samsung A15

Enjoy ample storage for all your files and memories.
  • 4GB RAM, 128GB Storage
  • 5,000mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Dual SIM
  • 6.5″ screen display

SAMSUNG A06

Embracing the essentials with a large display to expand your view.
  • 128 GB, expandable SD card
  • 4 GB RAM​
  • 5000 mAh battery​
  • 50 MP main, 8 MP front camera
  • Android 14TM
  • Dual Sim
  • 6.7" screen display
  • Fingerprint sensor

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.
  • 13MP Rear Camera, 8MP Front Camera
  • 4GB RAM, 64/128GB Storage
  • 5000 mAh Battery
  • 6.56" Screen
  • AndroidTM 14
  • Dual SIM

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.56" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

Samsung A05

Enjoy your favorite games, movies and content with the vast, 6.7-inch HD+ display.
  • 4GB RAM, 64GB Storage
  • 5000 mAh Battery
  • 50MP Camera
  • AndroidTM 13 Operating System
  • Dual SIM
  • 6.7" screen display

Samsung A05s

The A05s is equipped with the performance capacity for seamless gaming, viewing, and sharing on social media.
  • 4GB RAM, 64GB Storage
  • 5000 mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 12 upgradable to 13
  • 6.7" screen display

Samsung A15

Enjoy ample storage for all your files and memories.
  • 4GB RAM, 128GB Storage
  • 5,000mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Dual SIM
  • 6.5″ screen display

Bundled services

Coming Soon!

Get a phone with added benefits

More reasons to go
with M-KOPA

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Device Protection

Stay connected and do more with device insurance when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.
02

Pay Easy

Make easy daily, weekly or monthly payments.
03

Own Easy

Own your smartphone and build a credit history with M-KOPA.
04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Safe & trusted payment options

Pay your first Deposit

Get a new smartphone with affordable daily payments today. 



Dialing the USSD Codes below to make payment:

  • MTN *165*24#, enter account number, and enter PIN to complete payment.
  • Airtel *185*4*4*1#, enter amount, enter account number, and enter PIN to complete payment.

The sales agent will give you your 9-digit account number to complete your payment.

M-KOPA in-app payment

Initiate effortless in-app payment by:

  1. Signing into the M-KOPA app.
  2. Tapping the 'Make Payment' button and following the prompts.
M-KOPA stores and agents do not accept cash and you should never ask for payment outside of the approved payment channels.
Since I started using M-KOPA phone, my life has changed. With the loans I received, I was able to pay school fees for my three children and expand my driving and farming businesses. Also, I’ve been able to buy land, build a house, and provide for my family’s needs.
Joseph
,
Uber Driver
Since I started using M-KOPA phone, my life has changed. With the loans I received, I was able to pay school fees for my three children and expand my driving and farming businesses. Also, I’ve been able to buy land, build a house, and provide for my family’s needs.
Joseph
,
Uber Driver
Before joining M-KOPA as a sales representative, I was unemployed and struggling to make ends meet as a single mother of three. Now, I have a stable job, can pay school fees, cover household expenses, and even pay rent. Thanks to M-KOPA.
Evelyn
,
Sales Agent
Before joining M-KOPA as a sales representative, I was unemployed and struggling to make ends meet as a single mother of three. Now, I have a stable job, can pay school fees, cover household expenses, and even pay rent. Thanks to M-KOPA.
Evelyn
,
Sales Agent

Find a store near you

Visit an M-KOPA store near you to get connected to a sales agent.

Follow us on social media
Follow us on social media

Call us

+256 323 522 000 (MTN)
+256 200 522 000 (Airtel)
Standard network caller rates apply

Our office Address

Burton Street, Plot 8, Aponye Mall, Level 4, Kampala