
It's Time to Upgrade!
Meet the M-KOPA 
The reliable smartphone that brings AI innovation to your daily life with essential features that work when you need them most.

Smart Features for Everyday Life
Capture Life's Moments
50MP Dual Camera
Sharp, detailed photos in any lighting
Selfie Booth Mode
Multiple shots with stylish filters
Night Mode
Clear photos even in low light
Portrait Mode
Professional-looking depth effects
Video Recording
Capture smooth videos with stabilization

All-Day Power built for your hustle
Built to Keep Up
5000mAh Battery
Power through your busiest days
Fast Charging Ready
20W charging support for quick power-ups
Smart Design
Built for Real Life
IP52 Protection
Water and dust resistant design
6.67" HD+ Display
Clear viewing with 90Hz smooth scrolling
LED Notifications
Smart lighting for calls and notifications
Fingerprint & Face Unlock
Quick, secure access


AI That Helps
Intelligence When You Need It
OneTap AI
Instantly act on any text or image on your screen
Custom Button
Quick access to camera and apps
AI Voice Features
Enhanced voice recording capabilities
Private Space
Keep your personal content secure
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More Than A Phone
Value That Goes Beyond
Digital Loans
Build your credit with on-time repayments and unlock access to better-priced digital loans.

Health Cover
Keep your health in check with hospital cash cover included.

Device Protection
Screen repair and theft/loss insurance


Free Data
Stay connected with included data bundles
Terms & Conditions apply.
OneTap AI Intelligence
Screen Analysis
Extract information from any screen content
Smart Actions
Open maps from addresses, search Google, translate text
Image Recognition
Identify objects and suggest relevant actions
Universal Compatibility
Works across all apps and screens


Camera Intelligence
Selfie Booth
4 continuous shots with auto-collage
Multiple Modes
Normal, Night, Portrait, Video, HDR, Time-lapse
LED Camera Guide
Visual indicators for perfect shots
Professional Effects
Color modes and flash optimization
Flexible Payments
Payment Options
Pay via the M-KOPA App or Paybill number 333222. (No cash payments accepted)
Seamless Unlocking
Unlocking steps
- Ensure Mobile Data or Wi-Fi is active.
- Automatic unlocking after payment or manually via the M-KOPA App.
Own the M-KOPA X3 Today!
Join M-KOPA as a sales agent and start earning commissions.
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Got Questions?
We’ve Got Answers!
Chat with us
Where can I purchase the X3?
You can purchase your X3 exclusively through M-KOPA-branded sales agents or at M-KOPA shops near you.
What else does my X3 phone come with?
The X3 is 'More than a phone'. On purchasing the phone you will get access to a free Safaricom data bundle, free Health Insurance, Phone protection (broken screen and stolen phone cover) and will be able to unlock access to cash loans. T&Cs apply.
How do I make payments on the X3?
Payments on your X3 are done through the M-KOPA App. Open the app, select 'Make Payment', then follow the prompts. You can also pay through our official Pay Bill 333222. Note: M-KOPA does not accept any cash payments.
What does the warranty cover?
The X3 comes with a 12-month warranty covering device issues not caused by the customer. For full details, refer to the Quick Start Guide included in the phone box.
What Android version does the X3 run on?
The X3 runs on the latest Android 15TM.
Are there software updates available on the X3?
Yes. Regular software updates are available. To check: Go to Settings > System > System Update and follow the instructions if an update is available.
What special features does X3 come with?
50MP dual camera system, OneTap AI, Custom button, Customizable LED light, Battery protection, Digital Detox tools, and Private Space for secure content.
What's the charging support for X3?
The X3 supports 20W fast charging and comes with a 10W charger in the package.
How does the 50MP camera improve photo quality?
The 50MP dual camera captures sharp, detailed photos with excellent clarity in various lighting conditions, perfect for everyday photography needs.
What is OneTap AI and how do I use it?
OneTap AI analyzes any screen content and suggests smart actions. You can highlight text to search, translate, or share, and tap addresses to open maps directly.
Can I customize the LED notifications?
Yes! The X3 features customizable LED effects for calls, camera functions, and notifications that you can personalize to your preferences.
What camera modes are available?
The X3 includes Normal, SelfieBooth, Night, Portrait, Video, Slow Motion, HDR, Flash shot, Time-lapse, and various Color modes.




