Meet the M-KOPA 
The reliable smartphone that brings AI innovation to your daily life with essential features that work when you need them most.
Smart Features for Everyday Life
All-Day Power
Smart Design
AI That Helps
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More Than A Phone
Value That Goes Beyond
Digital Loans
Build your credit with on-time repayments and unlock access to better-priced digital loans.
Health Cover
Keep your health in check with 1 year of hospital cash cover included.
Device Protection
Screen repair and theft/loss insurance
Free Data
Stay connected with included data bundles
OneTap AI Intelligence
Extraordinary.
With stand-out features.
Flexible Payments
Payment Options
Pay via the M-KOPA App or Paybill number 333222. (No cash payments accepted)
Seamless Unlocking
Unlocking steps
- Ensure Mobile Data or Wi-Fi is active.
- Automatic unlocking after payment or manually via the M-KOPA App.
Sim Lock Policy
Your X3 smartphone is secured with a SIM-lock feature. This means:
The phone is designed to work exclusively with your registered SIM card.
If a different SIM card is inserted, the phone will automatically lock.
If the phone is lost or stolen, unauthorized use of another SIM card will trigger a lock.
Your registered SIM card must always remain in the device for it to function properly.
For any SIM card or phone number changes, visit your nearest M-KOPA shop with your identification document for support.
Own the M-KOPA X30 Today!
Join M-KOPA as a sales agent and start earning commissions.
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