Smart Phone

Smart 
Phone
Choice
Money

Unlocking financial progress with
M-KOPA smart devices
Get your smartphone
Trusted by over 5 million customers across five markets

Bundled services

Do More. Live More.

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months. T&Cs apply.

Health Cover

Get hospital cover with your smartphone.

Device Protection

Stay connected and do more with device insurance when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.
02

Pay Easy

Make easy daily, weekly or monthly payments.
03

Own Easy

Own your smartphone and build a credit history with M-KOPA.
04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Our Impact

Our impact begins with unlocking financial inclusion to accelerate customers’ access to opportunities and economic growth.

$1.5 Billion+
In credit unlocked
5 Million+
Customers
30,000+
Sales agents
1.4 Million+
First time mobile internet users
Read more

Trusted by Millions of People Across Five Countries

“M-KOPA allowed me to purchase a phone that has greatly improved how I run my food business. The payment plans were manageable, making it easier for me to focus on serving my customers.”
Sadia
,
3 Millionth Customer
“Last year I was chosen in my region as the bestselling Sales agent and was picked as the new Sales Executive. M-KOPA has made me who I am today, and they appreciate my effort. From this business, I can pay my children’s fees and my housing bill.”
Sheriff
,
Sales Agent
“My M-KOPA phone has not only transformed my business but also my life. It has provided me with the tools I need to succeed, enabling me to provide better for my family.”
Rachel
,
Business Owner

Our Investors

We're backed by some of the leading venture capital and financial investors from around the globe.