Simu Smart

Pesa Smart.

Pata zaidi na kampuni unayoiamini, kwa malipo ya kila siku unayoweza kumudu.

Get Your Smartphone

Simu Smart

Pesa Smart.

Pata zaidi na kampuni unayoiamini, kwa malipo ya kila siku unayoweza kumudu.

Get Your Smartphone

Smartphones

Get a new smartphone

Get your mobile phone from  M-KOPA and unlock access to bigger cash loans, data, hospital cover and device protection.

Get a smartphone

Upgrade your phone

To a smartphone that gives you access to digital loans, health cover, device protection and data.

Apply now

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.5" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.
  • 13MP Rear Camera, 8MP Front Camera
  • 4GB RAM, 128GB Storage
  • 5000 mAh Battery
  • 6.6" Screen
  • AndroidTM 14
  • Dual SIM

Samsung A15

Enjoy ample storage for all your files and memories.
  • 4GB RAM, 128GB Storage
  • 5,000mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Dual SIM
  • 6.5″ Screen

Samsung A05

Enjoy your favorite games, movies and content with the vast, 6.7-inch HD+ display.
  • 4GB RAM, 64GB Storage
  • 5000 mAh Battery
  • 50MP Camera
  • AndroidTM 13 Operating System
  • Dual SIM
  • 6.7" Screen display

M-KOPA X20

It’s more than a phone. Unlock benefits like data, cash loans, health insurance and more.
  • 5000 mAh battery
  • USB type-C charging &20W Fast charging
  • 50MP camera - front and back
  • 6.5" HD+ 20:9
  • 90Hz refresh rate
  • AndroidTM 14
  • 6GB RAM 256GB Storage

M-KOPA X2

Unlock unbeatable value, cash loan benefits, data, health insurance and more.
  • 13MP Rear Camera, 8MP Front Camera
  • 4GB RAM, 128GB Storage
  • 5000 mAh Battery
  • 6.6" Screen
  • AndroidTM 14
  • Dual SIM

Samsung A15

Enjoy ample storage for all your files and memories.
  • 4GB RAM, 128GB Storage
  • 5,000mAh Battery
  • 50MP Main Camera, 13MP Front Camera
  • AndroidTM 14
  • Dual SIM
  • 6.5″ Screen

Samsung A05

Enjoy your favorite games, movies and content with the vast, 6.7-inch HD+ display.
  • 4GB RAM, 64GB Storage
  • 5000 mAh Battery
  • 50MP Camera
  • AndroidTM 13 Operating System
  • Dual SIM
  • 6.7" Screen display

Bundled services

Coming Soon!

Get a phone with added benefits

More reasons to go
with M-KOPA

Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.

Digital Loans

Pay well, Pay everyday to unlock access to digital loans after three months.

Health Cover

Get hospital cover with your smartphone.

Device Protection

Stay connected and do more with device insurance when you need it.

Affordable Data

Stay online when you need to. Do more with affordable data bundles.

Terms & Conditions apply.

How M-KOPA Works

Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.

01

Instant Access

Make a deposit and instantly take home the latest smartphone.
02

Pay Easy

Make easy daily, weekly or monthly payments.
03

Own Easy

Own your smartphone and build a credit history with M-KOPA.
04

Upgrade

Unlock access to a wider range of M-KOPA products and services.

Safe & trusted payment options

Pay using M-PESA

Get a new smartphone with affordable daily payments today. Pay daily with our official M-KOPA Pay Bill Number - 333222, tagging your ID as the account number, and own your dream, sophisticated phone.Note: M-KOPA does not accept any cash payments.

M-KOPA in-app payment

Initiate effortless in-app payment by:

  1. Signing into the M-KOPA app.
  2. Tapping the 'Make Payment' button and following the prompts.
M-KOPA stores and agents do not accept cash and you should never ask for payment outside of the approved payment channels.
M-KOPA gave me the opportunity to uplift not just myself, but my family. I can now afford my daughter's education, sponsor my brother's studies, and provide a better living environment. This company has been a blessing in ways I never thought possible.
Lilian
,
Sales Agent
M-KOPA gave me the opportunity to uplift not just myself, but my family. I can now afford my daughter's education, sponsor my brother's studies, and provide a better living environment. This company has been a blessing in ways I never thought possible.
Lilian
,
Sales Agent
As a taxi driver, my phone is my office. When I lost my Samsung A13, M-KOPA replaced it quickly for just KSH 1000. Their support has kept me connected with clients and allowed me to keep working seamlessly. I’m grateful for their assistance.
Edward
,
Taxi Driver
As a taxi driver, my phone is my office. When I lost my Samsung A13, M-KOPA replaced it quickly for just KSH 1000. Their support has kept me connected with clients and allowed me to keep working seamlessly. I’m grateful for their assistance.
Edward
,
Taxi Driver

Find a store near you

Visit an M-KOPA store near you to get connected to a sales agent.

Follow us on social media
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Call us

+254 707 333 222
Standard network caller rates apply

Our office Address

21 Riverside Paddocks, Nairobi