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Smart Phone
Smart PhoneChoiceMoney
Phone
Choice
Money
Unlocking financial progress with
M-KOPA smart devices
M-KOPA smart devices
Trusted by over 5 million customers across five markets
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Bundled services
Do More. Live More.
Do more with your M-KOPA smartphone, the smart choice that gives you more than just a phone.
Digital Loans
Pay well, Pay everyday to unlock access to digital loans after three months.
![](https://cdn.prod.website-files.com/66dc00a653080e6802168f64/66f5121f5188bfbf3d763997_Frame%201618868167.png)
Health Cover
Get hospital cover with your smartphone.
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Device Protection
Stay connected and do more with device insurance when you need it.
![](https://cdn.prod.website-files.com/66dc00a653080e6802168f64/66e057147b229900f8f8deda_Frame%201618868167%20(2).png)
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Affordable Data
Stay online when you need to. Do more with affordable data bundles.
Terms & Conditions apply.
How M-KOPA Works
Join M-KOPA to do more, be more, and live more. Connect to digital in four easy steps.
![Payment Successful Screenshot](https://cdn.prod.website-files.com/66dc00a653080e6802168f64/66df22cb25054e7deaf0c6e2_Frame%201618868187.png)
01
Instant Access
Make a deposit and instantly take home the latest smartphone.
02
Pay Easy
Make easy daily, weekly or monthly payments.
03
Own Easy
Own your smartphone and build a credit history with M-KOPA.
04
Upgrade
Unlock access to a wider range of M-KOPA products and services.
Our Impact
Our impact begins with unlocking financial inclusion to accelerate customers’ access to opportunities and economic growth.
$1.5 Billion+
In credit unlocked
5 Million+
Customers
30,000+
Sales agents
1.4 Million+
First time mobile internet users
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Press and Articles
Trusted by Millions of People Across Five Countries
Our Investors
We're backed by some of the leading venture capital and financial investors from around the globe.